:root{
  --ink:#0E2238; --ink-2:#1C3550; --paper:#F3EFE6; --paper-2:#E9E3D6; --white:#FFFFFF;
  --accent:#C2412D; --accent-dk:#A3321F; --muted:#5B6878; --rule:rgba(14,34,56,.16);
  --sans:"Archivo", "Helvetica Neue", Arial, sans-serif; --mono:"IBM Plex Mono", ui-monospace, Menlo, monospace;
  --wrap:1200px; --gut:clamp(20px,4vw,40px);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);background:var(--paper);line-height:1.55;font-size:17px;-webkit-font-smoothing:antialiased}
img{display:block;max-width:100%;height:auto}
a{color:inherit}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gut)}
.mono{font-family:var(--mono);font-size:12px;letter-spacing:.08em;text-transform:uppercase}
.ph{background:#FFF1B8;color:#6B4E00;font-family:var(--mono);font-size:.82em;padding:1px 6px;border-radius:2px;white-space:nowrap}
h1,h2,h3,h4,h5{font-weight:700;letter-spacing:-.02em;line-height:1.08}
h1,h2{font-size:clamp(30px,4vw,48px);max-width:18ch}
h4{font-size:19px;letter-spacing:-.01em}
.eyebrow{font-family:var(--mono);font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);margin-bottom:18px;display:flex;align-items:center;gap:12px}
.eyebrow::before{content:"";width:28px;height:2px;background:currentColor}
.eyebrow--light{color:#F2B8A8}
.fine{font-size:13px;color:var(--muted);margin-top:14px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:600 15px/1 var(--sans);padding:16px 24px;border-radius:2px;text-decoration:none;border:1.5px solid transparent;cursor:pointer;transition:background .2s,color .2s,border-color .2s}
.btn--accent{background:var(--accent);color:#fff}
.btn--accent:hover{background:var(--accent-dk)}
.btn--ghost{border-color:rgba(255,255,255,.7);color:#fff}
.btn--ghost:hover{background:#fff;color:var(--ink)}
.btn--sm{padding:11px 16px;font-size:14px}
.btn--block{width:100%}

/* utility + nav */
.utility{background:var(--ink);color:#C9D2DC;font-size:13px}
.utility__row{display:flex;justify-content:space-between;align-items:center;min-height:38px;gap:16px}
.utility__links{display:flex;gap:20px;align-items:center}
.utility a{text-decoration:none;color:#fff}
.nav{background:var(--paper);border-bottom:1px solid var(--rule);position:sticky;top:0;z-index:20}
.nav__row{display:flex;align-items:center;justify-content:space-between;height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand__word{display:flex;flex-direction:column;line-height:1;font-size:18px;letter-spacing:-.01em}
.brand__word strong{font-weight:800;text-transform:uppercase;letter-spacing:.02em}
.brand__word span{font-family:var(--mono);font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--muted);margin-top:5px}
.brand--light{color:#fff}.brand--light .brand__word span{color:#9FB0C2}
.nav__links{display:flex;align-items:center;gap:30px}
.nav__links a{text-decoration:none;font-weight:500;font-size:15px}
.nav__links a:not(.btn):hover{color:var(--accent)}
.nav__toggle,.nav__burger{display:none}

/* hero */
.hero{position:relative;min-height:min(86vh,760px);display:flex;align-items:flex-end;color:#fff;overflow:hidden}
.hero__img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:60% 60%}
.hero__shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(8,20,34,.82) 0%,rgba(8,20,34,.55) 45%,rgba(8,20,34,.05) 75%),linear-gradient(0deg,rgba(8,20,34,.55),transparent 45%)}
.hero__grid{position:relative;display:grid;grid-template-columns:1.35fr .65fr;gap:48px;align-items:end;padding-top:96px;padding-bottom:72px;width:100%}
.hero h1{font-size:clamp(40px,6vw,76px);font-weight:800;max-width:13ch;letter-spacing:-.035em;line-height:1}
.lede{font-size:clamp(17px,1.4vw,19px);max-width:52ch;margin-top:24px;color:#E3E8EE}
.hero__ctas{display:flex;gap:14px;margin-top:34px;flex-wrap:wrap}
.quick{background:var(--paper);color:var(--ink);padding:26px;border-top:4px solid var(--accent);display:grid;gap:14px;box-shadow:0 24px 60px rgba(0,0,0,.28)}
.quick__title{font-weight:700;font-size:20px}
.quick label,.qform label{display:grid;gap:6px;font-size:13px;font-weight:600;color:var(--ink-2)}
.quick select,.quick input,.qform input,.qform textarea{font:400 16px var(--sans);padding:12px 14px;border:1px solid #B9C0C8;background:#fff;border-radius:2px;color:var(--ink);width:100%}
.quick select:focus,.quick input:focus,.qform input:focus,.qform textarea:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:transparent}
.quick__note{font-size:12px;color:var(--muted)}

/* lines */
.lines{padding:0 0 96px;background:var(--paper)}
.lines__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--rule);border-top:0;background:var(--white)}
.line{text-decoration:none;display:flex;flex-direction:column;border-right:1px solid var(--rule)}
.line:last-child{border-right:0}
.line img{aspect-ratio:16/10;object-fit:cover;width:100%;transition:transform .5s}
.line{overflow:hidden}
.line:hover img{transform:scale(1.03)}
.line__body{padding:28px 28px 32px;display:grid;gap:10px;position:relative;background:var(--white)}
.line__num{color:var(--accent)}
.line h3{font-size:28px}
.line p{color:var(--muted);font-size:16px}
.line__more{font-weight:600;font-size:15px;margin-top:6px}
.line:hover .line__more{color:var(--accent)}

/* welcome */
.welcome{padding:24px 0 110px}
.welcome__grid{display:grid;grid-template-columns:repeat(12,1fr);gap:28px 40px;border-top:1px solid var(--ink);padding-top:56px}
.welcome__head{grid-column:1/6}
.welcome__body{grid-column:6/10;display:grid;gap:18px;color:#2C3E52}
.welcome__fig{grid-column:10/13}
.welcome__fig img{aspect-ratio:4/5;object-fit:cover;object-position:35% 50%;width:100%}
.ticks{list-style:none;display:grid;gap:10px;margin-top:8px;border-top:1px solid var(--rule);padding-top:18px}
.ticks li{padding-left:26px;position:relative;font-weight:500;color:var(--ink)}
.ticks li::before{content:"";position:absolute;left:0;top:.55em;width:12px;height:2px;background:var(--accent)}
.principals{grid-column:1/-1;display:flex;flex-wrap:wrap;align-items:center;gap:20px 48px;border-top:1px solid var(--rule);padding-top:28px;margin-top:12px}
.principals__intro{flex:1 1 260px;max-width:34ch;color:#2C3E52}
.principals__intro .mono{display:block;color:var(--accent);margin-bottom:6px}
.principal{display:flex;align-items:center;gap:16px}
.principal__photo{width:72px;height:72px;border-radius:50%;object-fit:cover;flex:none}
.principal__initials{display:grid;place-items:center;background:var(--ink);color:var(--paper);font-weight:700;font-size:22px;letter-spacing:.02em}
.principal p{display:grid;gap:2px;line-height:1.2}
.principal strong{font-size:18px}
.principal p span{font-family:var(--mono);font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}

/* cover sections */
.cover{background:var(--white);padding-bottom:110px}
.cover__media img{width:100%;height:clamp(260px,38vw,520px);object-fit:cover;object-position:50% 55%}
.cover__head{display:grid;grid-template-columns:5fr 6fr;gap:40px;align-items:end;padding:72px 0 48px;border-bottom:1px solid var(--rule)}
.cover__head .eyebrow{grid-column:1/-1;margin-bottom:-12px}
.cover__intro{color:#2C3E52;font-size:18px;max-width:56ch}
.grid-list{display:grid;grid-template-columns:repeat(3,1fr);border-left:1px solid var(--rule)}
.grid-list article{padding:30px 28px 34px;border-right:1px solid var(--rule);border-bottom:1px solid var(--rule)}
.grid-list h4{margin-bottom:10px}
.grid-list p{color:var(--muted);font-size:15.5px}
.strip{display:grid;grid-template-columns:2fr 1.4fr 1.4fr;gap:12px;margin-top:48px}
.strip img{width:100%;height:280px;object-fit:cover}

.cover--marine{background:var(--paper);padding-top:110px}
.marine__grid{display:grid;grid-template-columns:5fr 7fr;gap:56px;align-items:start}
.marine__grid h1{margin-bottom:22px}
.mini{margin:34px 0 12px;font-size:14px;font-family:var(--mono);text-transform:uppercase;letter-spacing:.1em;font-weight:500;color:var(--muted)}
.spec{width:100%;border-collapse:collapse;font-size:16px}
.spec th,.spec td{padding:13px 0;border-top:1px solid var(--rule);text-align:left}
.spec th{font-weight:600}
.spec td{text-align:right;font-family:var(--mono);font-size:14px;color:var(--ink-2)}
.marine__photos{display:grid;grid-template-columns:1.2fr 1fr;grid-template-rows:auto auto;gap:12px}
.marine__photos img{width:100%;height:100%;object-fit:cover}
.mp1{grid-column:1/3;aspect-ratio:16/9}
.mp2{aspect-ratio:4/3}
.mp3{aspect-ratio:4/3}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:56px;padding-top:28px;border-top:1px solid var(--ink)}
.chips span{border:1px solid var(--ink);padding:9px 14px;font-size:14px;font-weight:500;border-radius:40px}

/* commercial */
.commercial{background:var(--ink) url("img/commercial.jpg") center/cover;position:relative;color:#fff;padding:110px 0}
.commercial::before{content:"";position:absolute;inset:0;background:rgba(10,24,40,.9)}
.commercial .wrap{position:relative}
.commercial h1{margin-bottom:56px}
.commercial__grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid rgba(255,255,255,.25)}
.commercial__grid div{padding:28px 28px 34px 0;border-bottom:1px solid rgba(255,255,255,.18);display:grid;gap:8px}
.commercial__grid div:not(:nth-child(3n+1)){padding-left:28px;border-left:1px solid rgba(255,255,255,.18)}
.commercial__grid .mono{color:#F2B8A8}
.commercial__grid p{color:#B8C4D1;font-size:15.5px}

/* carriers */
.carriers{padding:110px 0;background:var(--white)}
.carriers__head{display:grid;grid-template-columns:5fr 6fr;gap:12px 40px;align-items:end;margin-bottom:44px}
.carriers__head .eyebrow{grid-column:1/-1}
.carriers__head p:last-child{color:var(--muted);font-size:18px}
.carrier-grid{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--ink);border-left:1px solid var(--rule)}
.carrier-grid li{min-height:104px;display:flex;flex-direction:column;justify-content:center;padding:18px 22px;border-right:1px solid var(--rule);border-bottom:1px solid var(--rule);font-weight:700;font-size:18px;letter-spacing:-.01em}
.carrier-grid small{font-weight:400;font-size:12px;color:var(--muted);margin-top:4px;letter-spacing:0}

/* claims */
.claims{background:var(--paper-2);padding:96px 0}
.claims__grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.claims__grid img{aspect-ratio:5/4;object-fit:cover;width:100%}
.claims h1{margin-bottom:18px}
.claims__dl,.contact__dl{margin-top:28px;border-top:1px solid var(--ink)}
.claims__dl div,.contact__dl div{display:grid;grid-template-columns:140px 1fr;gap:16px;padding:14px 0;border-bottom:1px solid var(--rule)}
dt{font-family:var(--mono);font-size:12px;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);padding-top:3px}
dd{font-weight:600;overflow-wrap:anywhere}

/* contact */
.contact{padding:110px 0;background:var(--paper)}
.contact__grid{display:grid;grid-template-columns:5fr 7fr;gap:64px;align-items:start}
.contact__info h1{margin-bottom:18px}
.contact__info>p{color:#2C3E52}
.qform{background:var(--white);padding:36px;border:1px solid var(--rule);border-top:4px solid var(--ink);display:grid;gap:18px}
.qform__row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.qform fieldset{border:0;display:flex;flex-wrap:wrap;gap:8px}
.qform legend{font-size:13px;font-weight:600;color:var(--ink-2);margin-bottom:8px;width:100%}
.pill{display:inline-flex!important;cursor:pointer;position:relative}
.pill input{position:absolute;opacity:0;pointer-events:none}
.pill span{border:1px solid #B9C0C8;padding:9px 14px;border-radius:40px;font-weight:500;font-size:14px}
.pill input:checked+span{background:var(--ink);color:#fff;border-color:var(--ink)}
.pill input:focus-visible+span{outline:2px solid var(--accent)}
.qform .btn{justify-self:start}
.qform select{font:400 16px var(--sans);padding:12px 14px;border:1px solid #B9C0C8;background:#fff;border-radius:2px;color:var(--ink);width:100%}
.qform select:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:transparent}
.qsheet{display:grid;gap:18px;padding-top:22px;border-top:1px solid var(--rule)}
.qsheet[hidden]{display:none}
.qsheet__title{font-weight:700;font-size:20px;color:var(--ink)}
.qsheet__sub{font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-top:6px}
.qform__status{font-weight:600;color:var(--ink)}
.qform__status:empty{display:none}
.qform__trap{position:absolute!important;left:-9999px;width:1px;height:1px;overflow:hidden}

/* faq */
.faq{padding:96px 0;background:var(--paper);border-top:1px solid var(--rule)}
.faq--white{background:var(--white)}
.faq__grid{display:grid;grid-template-columns:5fr 7fr;gap:56px;align-items:start}
.faq__head>p:not(.eyebrow){color:var(--muted);margin-top:18px}
.faq__list{border-top:1px solid var(--ink)}
.faq details{border-bottom:1px solid var(--rule)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:20px 0}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font:400 26px/1 var(--mono);color:var(--accent);flex:none;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq summary h3{font-size:19px;letter-spacing:-.01em;line-height:1.3}
.faq summary:hover h3{color:var(--accent)}
.faq details p{color:#2C3E52;padding:0 40px 22px 0;max-width:68ch}
.faq details a{color:var(--accent)}

/* footer */
.footer{background:var(--ink);color:#B8C4D1;padding:72px 0 28px;font-size:15px}
.footer__grid{display:grid;grid-template-columns:2fr 1fr 1.4fr;gap:40px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.15)}
.footer__grid p{margin-top:16px}
.footer h5{font-family:var(--mono);font-weight:500;font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:#fff;margin-bottom:14px}
.footer__grid>div:not(:first-child){display:grid;gap:8px;align-content:start}
.footer a{text-decoration:none}
.footer a:hover{color:#fff}
.footer__base{display:flex;justify-content:space-between;gap:16px;padding-top:24px;font-size:13px;flex-wrap:wrap}

/* responsive */
@media (max-width:1020px){
  .hero__grid{grid-template-columns:1fr;gap:36px}
  .quick{max-width:440px}
  .welcome__head{grid-column:1/-1}.welcome__body{grid-column:1/8}.welcome__fig{grid-column:8/13}
  .grid-list,.commercial__grid{grid-template-columns:repeat(2,1fr)}
  .commercial__grid div{padding-left:0!important;border-left:0!important}
  .commercial__grid div:nth-child(2n){padding-left:28px!important;border-left:1px solid rgba(255,255,255,.18)!important}
  .carrier-grid{grid-template-columns:repeat(3,1fr)}
  .marine__grid,.contact__grid,.faq__grid{grid-template-columns:1fr}
}
@media (max-width:860px){
  .nav__burger{display:flex;flex-direction:column;gap:5px;cursor:pointer;padding:10px}
  .nav__burger span{width:24px;height:2px;background:var(--ink)}
  .nav__links{position:absolute;top:76px;left:0;right:0;background:var(--paper);flex-direction:column;align-items:stretch;gap:0;border-bottom:1px solid var(--rule);display:none}
  .nav__links a{padding:16px var(--gut);border-top:1px solid var(--rule)}
  .nav__links .btn{margin:14px var(--gut);border-top:0}
  .nav__toggle:checked~.nav__links{display:flex}
}
@media (max-width:720px){
  body{font-size:16px}
  .utility__row>.mono{display:none}
  .utility__row{justify-content:center}
  .hero{min-height:auto}
  .hero__img{object-position:68% 50%}
  .cover__media img{object-position:30% 55%;height:240px}
  .hero__shade{background:linear-gradient(0deg,rgba(8,20,34,.92) 0%,rgba(8,20,34,.75) 55%,rgba(8,20,34,.3) 100%)}
  .hero__grid{padding-top:120px;padding-bottom:40px}
  .quick{max-width:none}
  .lines{padding-bottom:64px}
  .lines__grid{grid-template-columns:1fr}
  .line{border-right:0;border-bottom:1px solid var(--rule)}
  .welcome,.cover{padding-bottom:72px}
  .welcome__grid{display:flex;flex-direction:column;gap:24px;padding-top:40px}
  .welcome__fig img{aspect-ratio:16/10}
  .cover__head,.carriers__head{grid-template-columns:1fr;gap:16px;padding-top:48px}
  .cover__head .eyebrow{margin-bottom:0}
  .grid-list,.commercial__grid{grid-template-columns:1fr}
  .commercial__grid div{padding-left:0!important;border-left:0!important}
  .strip{grid-template-columns:1fr 1fr}
  .strip img{height:160px}
  .strip img:first-child{grid-column:1/-1;height:220px}
  .cover--marine,.commercial,.carriers,.contact,.faq{padding:72px 0}
  .faq__grid{gap:24px}
  .faq details p{padding-right:0}
  .carrier-grid{grid-template-columns:1fr 1fr}
  .carrier-grid li{font-size:15px;min-height:84px;padding:14px}
  .claims{padding:72px 0}
  .claims__grid{grid-template-columns:1fr;gap:32px}
  .claims__dl div,.contact__dl div{grid-template-columns:96px 1fr}
  .qform{padding:22px}
  .qform__row{grid-template-columns:1fr}
  .footer__grid{grid-template-columns:1fr}
}
.footer__base .ph,.ph{justify-self:start;width:fit-content}

/* google reviews (above the footer on every page) */
.reviews{background:var(--paper-2);border-top:1px solid var(--rule);padding:96px 0}
.reviews__head{display:flex;justify-content:space-between;align-items:end;gap:16px 40px;flex-wrap:wrap;margin-bottom:40px}
.reviews__all{font-weight:600;font-size:15px;text-decoration:none}
.reviews__all:hover{color:var(--accent)}
.reviews__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));border-top:1px solid var(--ink);border-left:1px solid var(--rule)}
.review{background:var(--white);padding:30px 28px 32px;border-right:1px solid var(--rule);border-bottom:1px solid var(--rule);display:flex;flex-direction:column;gap:14px}
.review__stars{color:var(--accent);font-size:18px;letter-spacing:.12em}
.review__text{color:#2C3E52;font-size:16px;display:-webkit-box;-webkit-line-clamp:8;-webkit-box-orient:vertical;overflow:hidden}
.review__by{margin-top:auto;font-weight:600;font-size:15px}
.review__by a{text-decoration:none}
.review__by a:hover{color:var(--accent)}
.review__when{display:block;font-family:var(--mono);font-weight:400;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-top:4px}
@media (max-width:720px){.reviews{padding:72px 0}}